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Separation of church and…insurance policy?

by Staff Writer

Oh, I’ve got a ripe one for you today. Check this out:

Church Denied Insurance Because of Gay Equality Policy - EDGE Boston

A church in Michigan that supports gay equality in terms of marriage and clergy ordination has been turned away by an insurance provider worried that the church’s social policies might make it a target for vandals.photo courtesy of forwardcom on sxc.hu

The national governing board of West Adrian United Church of Christ upholds equality for gays, and that worried Brotherhood Mutual Insurance Co., reported the Wall Street Journal on Jan. 8.

Brotherhood had previously turned down churches that speak out against other denominations, demonstrate at the funerals of U.S. servicepeople, or preach violence against others.

Brotherhood also canceled the policies of some black churches during a rash of arson cases in the 1990s.

But turning away a church because of its progressive policies is something new.

I may be a bit biased here considering my less-than-eggshell hue, but the first thing that stood out to me in that article was the canceled policies of black churches. That may fly in Michigan, but down here in the South that’d get someone slapped with a lawsuit faster than Don Imus getting pimp-slapped for calling someone a nappy-headed ho. Unfortunately, denying a church for supporting gays would likely gain a raucous round of applause.

While I recognize the rights of a private business to deny service as they see fit and to act in their own best interests, and recognize that they have a point that churches that support unpopular views would be targets for vandalism, neither the logic nor the right inherent make the denial right. There’s a slippery slope between self-preservation and prejudice, and Brotherhood Mutual is teetering at the height of that slope and on the verge of careening down it at breakneck speed.

I admit that I can’t look at this fairly, though, because I have little faith in insurance companies. Their initial purpose was to protect people in extreme cases, providing them with a contingency plan and backup funds built slowly over time through regular contributions, meant for use in emergency/extreme circumstances. What they’ve become is a moneymaking machine that only wants clients whose money it can take with the least risk of having to pay out - meaning that the people who might most need insurance due to undesirable circumstances are the least likely to be granted that protection. It’s despicable that supporting gay rights suddenly makes one part of a high-risk group, suddenly undesirable to the money men of America. That sinks well below practical business survivability. There are a few trustworthy insurance companies out there, those who are genuinely interested in the well-being of their customers, but they’re rare.

I’m done. I can’t say anything else without going on a tirade. I want to get up on my soapbox and throw a fit condemning Brotherhood Mutual, but I can’t when underneath my simmering annoyance I condone their policies of denying coverage to churches who speak out against other denominations or advocate violence. On one hand, it demonstrates fairly that they’re denying people evenly based on risk rather than personal beliefs. On the other hand, it makes me feel like a biased snot for saying “oh, it’s okay to deny those people because I don’t like the way they think”. So I’m just going to walk away from that and just acknowledge that Brotherhood Mutual likely isn’t particularly homophobic; they’re just another typically sleazy insurance company trying to make as much money as possible.

So to divert to a lighter topic, don’t forget that the weekend-long 100 comments party starts at precisely midnight CST; there’ll be a post up detailing the (overly wordy) rules and the prizes, and you’ll comment to that post. The goal is to get 100 comments on a single post before Monday’s comic. Here’s hoping it won’t be a huge flop.

See you tonight/first thing tomorrow. BYOB.

~Adri

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2 Responses to “Separation of church and…insurance policy?”

  1. Kujo Hikaru Says:

    There’s part of me that says, “Well, that makes good business sense. If it were up to me, I would drop the churches that take a strong anti-gay stance, too (look at the Colorado shootings).” The rest of me says, “Jesus Tap-dancing Christ, that is the poorest excuse to deny coverages I’ve ever heard.”

    These are the people who will begin to deny coverage based on homosexuality because it’s a “risk factor” for AIDS. I Googled Brotherhood, and they were founded by a church (one which is staunchly anti-gay), so I have no doubt this is about the support for gay rights itself and not the risk that support brings. It’s transparent, it’s not very Christian, but I’m sure their lawyers have their asses covered and nothing will come of it (except Brotherhood dumping all of the other UCC churhces on their membership lists when their policies are up for renewal).

  2. Lynn Says:

    That’s just….dicked out!! That’s cold brotha-man…just cold -.-

    *has nothing very intelligent to say today* Sorry…All my brain power went to trying to please my director in rehearsal today T.T

    By the way, and I’m sorry this is off topic, if anyone is in the Brownsville Area January 22, please attend An Evening of Theatre at the Central Middle School auditorium at 7pm~! It’s gonna be awesome!!

    But back to the article! I don’t understand how there isn’t ONE person in the entire company who doesn’t see the injustice that pays their wages! Then again, ‘good’ things in news don’t sell papers -.-

    I barely trust the media, they’re all so biased! I mean, what about the rare church that is bringing unity to their community?(I’d like to say I have no proof of any of what I”m saying..but what if?) That isn’t being broadcasted! I don’t see millions of copies being sold to tell the world of such things -.- This is the only place I come to for news besides my city’s newspaper, only because it’s entertaining and I think Adri’s cool, but the news I read only further lowers my expectations of the planet!

    mucho

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